Inflation is inevitable

It's easier to get into debt than to work and yet the rewards are remarkably similar; if inflation does not solve the debt, it can be written off, or funded by the taxpayer, or the fixed assets (housing, land) returned to the bank. The key, for most of the population, is to be a suitable candidate to be in receipt of debt, so to have a good credit-rating.

This reality threatens the integrity of the currency since, if it is easy to come by, then its value must be insignificant. Bank deposits enter the world with the swish of a pen. If "money" (or whatever definition you choose to describe the medium of exchange) can be so easily acquired, and buy so much, it will soon become worthless because genuine producers of wealth will reject it. No amount of (this type of) money will buy a house. There is no sufficient disincentive to get into debt.

What is there to pay back? Debts can easily be repaid by getting into more debt.

So long as this type of currency predominates, with everyone effectively able to create their own purchasing power at negligible cost, inflation is inevitable.